Our Fee Structure

SCM is an independent, fee-only, fiduciary wealth management firm.  That means that SCM does not accept product commissions or referral fees.  As a fee-only firm, we are compensated solely by our clients and do not receive any compensation that is contingent upon the purchase or sale of a product or as the result of the implementation of our recommendations.  By eliminating conflicts of interests we focus on the only thing that truly matters, our clients’ best interests. 

 

Comprehensive Wealth Management

SCM’s Comprehensive Wealth Management clients pay an easy-to-understand and transparent fee for services provided. Client fees are based on a percentage of assets under our management and billed quarterly according to the tiered schedule below:

 

ASSETS UNDER MANAGEMENT ANNUAL FEE
The first $2,000,000 1.00%
The next $2,000,000 0.75%
The next $1,000,000 0.50%
Amounts above $5,000,000 Negotiable

 

Financial Planning & Consulting

Financial planning fees vary depending on the complexity of the case. The exact planning fee is determined prior to our engagement.

 

Retirement Plan Consulting

SCM’s Retirement Plan Consulting services are typically billed on one of two distinct schedules:

  1. Flat-fee basis
  2. Percentage of Plan Assets Under Management basis

The total estimated fee for SCM’s Retirement Plan Consulting services, as well as the ultimate fee charged, is based on the scope and complexity of the specific consulting engagement.  The fee-paying arrangements for Retirement Plan Consulting services are negotiable and will be determined on a case-by-case basis.

 

 

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